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( T. C/ ?% h# _5 l Mortgage rates dipped for the fourth consecutive week, according to new figures released by Freddie Mac on Thursday. The average rate for a 30-year mortgage in the U.S. is now 6.09%. That s a .04 drop from the previous week. The current rate is the lowest since the week of Sept. 15. 2022. At the time, the average rate for a 30-year mortgage was 6.02%. It peaked in October and November at 7.08%Freddie Mac says that the one percentage point reduction allows as many as 3 million more consumers to qualify and afford a $400,000 loan, which is the median home price in the U.S.The National Realtors Association reported this week that pendi vaso stanley ng home sales increased in December for the first time since May 2022.  This recent low point in home sales activity is likely over,  said NAR Chief Economist Lawrence Yun.  Mortgage rates are the dominant factor driving home s stanley quencher ales, and recent declines in rates are clearly helping to stabilize the market.      .Page-below > .RichTextModule display:none; .Page-below .Link font-size: 12px; padding: 5px 10px;border: 1px solid  005687;border-radius: 4px;font-family:  pr stanley flasche oxima-nova , sans-serif; Report a typo Pczm 55% of homes in contract within 2 weeks
; u1 V# F  o0 [* `5 O6 l4 T, y SALT LAKE CITY, Utah 鈥?Paris Hilton made a surprise appearance at the Utah state legislature on Monday to testify in favor of a bill that regulates so-called  troubled teen  schools.Hilton is speaking in favor of Senate Bill 127, which would put the treatment centers that deal with youth who are facing addiction, behavioral and other issues under more government oversight, including regular reports to the state on how they utilize restraints.In emotional testimony on Monday before the Senate Judiciary and Law Enforcement Committee, Hilton described being taken from her home in the middle of the night and sent to youth treatment facilities, where she was abused and sometimes kept in solitary confinement. That small room covered in scratch marks and smeared blood with no bathroom is one of the most vivid and traumatizing memories Ive ever experienced in my entire life,  she said.  Children were restra stanley italia ined, hit, thrown into walls, strangled and sexually abused regularly at Provo. Hilton, who has been a model, reality TV star and singer, has been outspoken about her experience at the Provo Canyon School, where she alleges she was abused in the 1990s. Hilton has repeatedly called for the school to be closed, including backing an online petition. The school s n stanley cup ew owners have said they took ove stanley en mexico r the facility in 2000 and cannot speak to her experiences there.She lent her celebrity status to shutting down so-called  troubled teen  schools, arguing that they are abusive to children who